The Sonoma County Grange Credit Union was established in 1948 to provide affordable financial services to individuals in agriculture

 

Real Estate Loans
Effective Date: January 2012

Loan to Value

Maximum

Annual Percentage Rate

Fixed or Variable Rate

Term
   

Conventional Purchase or Refinance

    

80% LTV

(maximum $600,000.00)

 $417,000.00 4.76% 5 year interest adjustment option up to 15 years

80% LTV

(maximum $600,000.00)

 $417,000.00 4.73% 5 year interest adjustment option up to 30 years
   

Conventional Purchase or Refinance - seperately maintained dwellings on one parcel

    

80% LTV

(maximum $600,000.00)

 $533,850.00 4.75% 5 year interest adjustment option up to 15 years

80% LTV

(maximum $600,000.00)

 $533,850.00 4.72% 5 year interest adjustment option up to 30 years
   

Jumbo Loans

    

80% LTV

(maximum $600,000.00)

 $600,000.00 5.176% 5 year interest adjustment option up to 15 years

80% LTV

(maximum $600,000.00)

 $600,000.00 5.28% 5 year interest adjustment option up to 30 years
   

Second Mortgages

    

Total of First and Second Mortgage Maximum is 80% LTV up to $600,000.00

 $600,00.00 5.54% 5 year interest adjustment option up to 20 years

 

$465.00 Processing Fee

$1,000.00 Refinance Fee (Loans financed within 12 months)

Index: Prime Rate

Rates and Policies are subject to change without notice. Call for current information or refer to Sonoma County Grange's Truth in Lending Disclosure for full details on terms and conditions

Call us at (707) 584-0384 or visit our website at www.grangecu.org